State Availability

Availability varies

State laws, licensing requirements, provider policies, loan type, requested amount, and consumer eligibility can affect whether a referral or offer is available. A submitted request may result in no match. If a provider responds, the provider’s disclosures and agreement control the available amount, APR, fees, repayment schedule, and other terms.

Check the provider

Before accepting an offer, confirm the provider’s legal name, contact information, and authority to offer the product in your state. Your state financial regulator or attorney general may provide licensing information and complaint resources.

Review costs and alternatives

Compare the total repayment amount—not only the payment size—and consider alternatives such as a payment plan with a creditor, assistance from a nonprofit credit counselor, an employer advance, or a lower-cost product from a bank or credit union. Availability of alternatives also varies.

No state-specific legal advice

This page provides general information and is not a state-by-state legal determination. Laws and regulations change. Refer to current official state and federal resources or consult a qualified professional for advice about your situation.